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FIG Partners LLC
Timothy N. Coffey
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Keefe Bruyette & Woods Inc.
Frederick Cannon
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Sandler O'Neill & Partners LP
Tim O'Brien
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Earnings Estimates have been obtained from S&P Global Market Intelligence based on the earnings
projections made by the analysts who cover Provident Financial Holdings, Inc. Please note that any opinions,
estimates or forecasts regarding the performance of Provident Financial Holdings, Inc. made by these
analysts (and therefore the estimates on this page) are theirs alone and do not represent opinions,
forecasts or predictions of Provident Financial Holdings, Inc. or its management. Provident Financial
Holdings, Inc. does not by its reference above or distribution imply its endorsement of or concurrence with
such information, conclusions or recommendations.