Deposit Loan Composition

Financial Highlights
3/31/2017
3/31/2018
6/30/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 994,316 991,521 1,006,368 1,006,368
Gross Loans HFI Growth 5.66 3.42 (0.32) 3.71
1-4 Family Loans/ Loans 34.56 NA NA NA
Multifamily Loans/ Loans 51.66 51.71 52.30 52.30
Commercial Real Estate Loans/ Loans 10.84 11.86 12.06 12.06
Commercial & Multifamily Real Estate Loans/ Loans 62.51 63.57 64.36 64.36
Real Estate Loans/ Loans 97.06 NA NA NA
Construction & Development Loans/ Loans 1.86 1.21 0.35 0.35
Home Equity Loans/ Loans 1.42 NA NA NA
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0 0 0 0
Other Consumer Loans/ Loans 0.01 0.01 0.01 0.01
Consumer Loans/ Loans 1.43 NA NA NA
Commercial Loans/ Loans 0.08 0.05 0.05 0.05
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0.05 0.02 0.02 0.02
Unearned Income and Other Adjustments/ Loans (0.48) (0.01) 0.61 0.61
Deposit Composition (%)
Total Deposits($000) 938,306 922,499 907,598 907,598
Deposit Growth 4.15 6.48 (2.04) (6.46)
Transaction Acct Deps/Tot Deps 35.70 37.72 38.07 38.07
Savings Acct Deps/Tot Deposits 30.92 32.04 31.93 31.93
Money Mkt Deps/Tot Deposits 3.48 3.62 3.82 3.82
MMDA & Savings/Total Deposits 34.40 35.66 35.75 35.75
Retail Time Deps/Tot Deposits 15.02 13.17 12.83 12.83
Jumbo Time Deposits/ Deposits 14.88 13.44 13.35 13.35
Tot Time Deposits/Tot Deposits 29.90 26.61 26.18 26.18
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 70.10 73.39 73.82 73.82
Core Deposits/Total Deposits 85.12 86.56 86.65 86.65
Noninterest-bearing Deposits/ Deposits 8.18 9.49 9.49 9.49
Interest-bearing Deposits/ Deposits 91.82 90.51 90.51 90.51
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.