Deposit Loan Composition

Financial Highlights
2021 FQ1 YTD
9/30/2020
2020 FY
6/30/2020
2019 FY
6/30/2019
2018 FY
6/30/2018
2017 FY
6/30/2017
Loan Composition (%)
Total Gross Loans($000) 893,443 911,061 887,001 1,006,368 1,029,506
Gross Loans HFI Growth (7.74) 2.71 (2.53) (0.32) 7.57
1-4 Family Loans/ Loans 31.78 32.18 35.35 32.99 NA
Multifamily Loans/ Loans 54.05 53.99 49.50 52.30 52.57
Commercial Real Estate Loans/ Loans 11.78 11.55 12.62 12.06 10.69
Commercial & Multifamily Real Estate Loans/ Loans 65.82 65.54 62.12 64.36 63.26
Real Estate Loans/ Loans 97.61 97.73 97.46 97.35 NA
Construction & Development Loans/ Loans 0.98 0.86 0.52 0.35 0.77
Home Equity Loans/ Loans 0.54 0.61 1.29 1.60 NA
Credit Card Loans/ Loans 0 0 0 0 0
Vehicle Loans/ Loans 0 0 0 0 0
Other Consumer Loans/ Loans 0.01 0.01 0.02 0.01 0.01
Consumer Loans/ Loans 0.55 0.62 1.30 1.61 NA
Commercial Loans/ Loans 0.10 0.05 0.05 0.05 0.06
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0.02 0.02 0.02 0.02 0.01
Unearned Income and Other Adjustments/ Loans 0.73 0.72 0.63 0.61 0.60
Deposit Composition (%)
Total Deposits($000) 904,686 892,969 841,271 907,598 926,521
Deposit Growth 5.25 6.15 (7.31) (2.04) 0.01
Transaction Acct Deps/Tot Deps 46.05 45.83 41.38 38.07 36.41
Savings Acct Deps/Tot Deposits 31.16 30.66 31.43 31.93 30.86
Money Mkt Deps/Tot Deposits 5 4.48 4.24 3.82 3.81
MMDA & Savings/Total Deposits 36.16 35.14 35.66 35.75 34.68
Retail Time Deps/Tot Deposits 8.82 9.20 11.20 12.83 14.54
Jumbo Time Deposits/ Deposits 8.97 9.83 11.76 13.35 14.37
Tot Time Deposits/Tot Deposits 17.79 19.04 22.96 26.18 28.91
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 82.21 80.96 77.04 73.82 71.09
Core Deposits/Total Deposits 91.03 90.17 88.24 86.65 85.63
Noninterest-bearing Deposits/ Deposits 12.66 13.30 10.72 9.49 8.41
Interest-bearing Deposits/ Deposits 87.34 86.70 89.28 90.51 91.59
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.