Press Release

Provident Financial Holdings to Host Earnings Release Conference Call

Company Release - 6/30/2006 4:33 PM ET

RIVERSIDE, Calif.--(BUSINESS WIRE)--June 30, 2006--

Provident Financial Holdings Inc. (Nasdaq:PROV), the holding company for Provident Savings Bank F.S.B., announced today that it will host a conference call for institutional investors and bank analysts on Tuesday, July 25, 2006, at 9 a.m. (Pacific Time Zone) to discuss its financial results. The conference call will coincide with its news release announcing fiscal fourth quarter earnings which will be distributed prior to the market open on Monday, July 24, 2006. The conference call can be accessed by dialing 1-800-553-0349 and requesting the Provident Financial Holdings Earnings Release Conference Call. An audio replay of the conference call will be available through Tuesday, Aug. 1, 2006, by dialing 1-800-475-6701 and referencing access code number 834743.

Source: Provident Financial Holdings Inc.